The fine print, unhidden

Disclosures & licensing

Who operates this website

This website is published on behalf of Ashland Alitz, Branch Sales Manager, NMLS #1584948 (verify via NMLS Consumer Access), of Fairway Independent Mortgage Corporation (dba Fairway Home Mortgage), NMLS #2289 (verify via NMLS Consumer Access), 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Ashland is based at the Eden Prairie, MN branch, 7500 Flying Cloud Drive, Suite 900, Eden Prairie, MN 55344, and is licensed to originate mortgage loans in Minnesota & Wisconsin.

About the HELOC described on this site

Offered by Fairway Home Mortgage on the Figure home equity platform. A home equity line of credit is secured by your home. Program parameters shown on this site — including application and funding timelines, line amounts, terms, fees, and redraw features — reflect the Figure home equity platform as publicly documented, vary by state and credit profile, and are subject to change without notice. Funding in as few as 5 business days assumes closing with a remote online notary and applies to loans that do not require an appraisal; timelines may be longer in counties that require in-person closings or where other conditions apply. Checking rates involves a soft credit inquiry that does not affect your credit score; submitting a full application involves a hard credit inquiry that may affect your credit.

Not a commitment to lend

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. For complete state licensing information and legal disclosures, visit Fairway's Licenses & Disclosures page.

Calculator & educational content

Calculator results are estimates for illustrative and educational purposes only, are not a quote, rate lock, pre-qualification or pre-approval, and accuracy is not guaranteed. Actual rates, payments, fees, and available line amounts vary by scenario, state, and credit profile. Contact Ashland for figures specific to your situation.

All educational content on this site is general in nature and provided for informational purposes only. It is not financial, legal, or tax advice, and it does not consider your individual circumstances. Consult a tax advisor regarding the deductibility of interest. Program guidelines and eligibility criteria change frequently; always confirm current requirements with Ashland directly.

Privacy

This website does not collect, store, or transmit personal information. It contains no contact forms, no analytics trackers, no advertising pixels, and no cookies set by this site. Links to apply route to secure application systems governed by their own privacy policies, including Fairway's privacy policy. Third-party sites linked from this site maintain their own privacy practices.